Terms of Use

1. Acceptance of Terms

By downloading, accessing, or using Military Benefits Tracker (the "App") or this website (together, the "Service"), you agree to these Terms of Use / End User License Agreement ("Terms"). If you do not agree, do not use the Service.

These Terms should be read together with our Privacy Policy, which explains how information is handled.

2. Who we are

The Service is operated by ANVOG LLC ("we," "us," or "ANVOG"), a U.S. limited liability company. Military Benefits Tracker is a product of ANVOG LLC.

Contact: support@mbtracker.app · https://mbtracker.app

3. The Service

Military Benefits Tracker is an independent iOS application that provides informational tools for discovering military-related discounts, tracking certain credit-card benefits, optional calendar reminders, and pay / BAH / TSP / VA-related calculators and guides.

Military Benefits Tracker is not affiliated with, endorsed by, or operated by the U.S. Department of Defense, Department of Veterans Affairs, or any other government agency.

4. Eligibility

The Service is intended for adults in the U.S. military community (including active duty, Guard, Reserve, veterans, and family members) who are at least 18 years old (or the age of majority where you live). You must be able to enter into a binding agreement and to make App Store purchases under Apple's terms if you subscribe.

5. No user account / local data

The App does not require you to create a username and password with us. Much of the information you enter is stored on your device. Some information may leave the device for subscriptions, analytics, and operational alerts — see the Privacy Policy for details.

You are responsible for maintaining control of your device and Apple ID. Use Profile → Reset all data to clear local app data on that device. Resetting local data or deleting the App does not cancel an Apple subscription.

6. Subscriptions & billing

Certain features ("Pro") may require a paid auto-renewable subscription or other in-app purchase within the subscription group Military Benefits Tracker Pro. Purchases are processed by Apple through the App Store using your Apple ID. We use RevenueCat to help manage subscription status and entitlements.

Plans & pricing

• Typical auto-renewable plans include an annual subscription (commonly about $49.99/year) and a monthly subscription (commonly about $10.99/month).
• Optional products (for example a discounted retention annual plan or a lifetime unlock) may also be offered from time to time.
• Exact prices, currency, taxes, and available plans are shown in the App Store / purchase sheet at the time of purchase and may vary by storefront and Apple's pricing.
• A free introductory trial may be offered when configured in App Store Connect. Trial length and eligibility are controlled by Apple / the store configuration and are shown before you confirm purchase when available.

Auto-renewal

• Payment will be charged to your Apple ID account at confirmation of purchase.
• Subscriptions automatically renew unless auto-renew is turned off at least 24 hours before the end of the current period.
• Your Apple ID account will be charged for renewal within 24 hours prior to the end of the current period at the rate shown for your plan.
• After purchase, manage or cancel anytime in Settings → [Your Name] / Apple ID → Subscriptions (wording may vary by iOS version).
• Deleting the App or using Reset all data does not cancel your subscription. You must cancel through Apple ID Subscriptions settings.

Restore Purchases

If you reinstall the App or use a new device signed into the same Apple ID, use Restore Purchases (available on the paywall and in Profile) to restore an active entitlement.

Refunds

Billing and refunds for App Store purchases are handled by Apple under Apple's terms and policies. You can request a refund through Apple's Report a Problem / App Store purchase support channels.

7. License

Subject to these Terms, we grant you a limited, non-exclusive, non-transferable, revocable license to download and use the App on Apple devices you own or control, solely for your personal, non-commercial use, as permitted by the App Store Terms of Use / Licensed Application End User License Agreement that also applies to App Store downloads.

The Service — including software, design, text, graphics, logos, and compilation — is owned by ANVOG LLC and its licensors and is protected by intellectual property laws. You may not copy, modify, distribute, sell, lease, reverse engineer, or create derivative works of the Service except as allowed by law or with our prior written consent.

8. Prohibited use

You agree not to:

• Use the Service for unlawful purposes or in violation of these Terms
• Attempt to interfere with, scrape, overload, or disrupt the Service or its infrastructure
• Misrepresent affiliation with any government agency or claim the App is official VA / DoD software
• Circumvent subscription, licensing, paywall, or security mechanisms
• Use the Service in any way that could harm other users or third parties

9. Third-party services

The Service may link to or rely on third parties, including Apple (App Store billing), RevenueCat (subscription status), PostHog (product analytics), AlertFast (operational alerts), merchants, issuers, and government websites. Those services are governed by their own terms and privacy policies. We are not responsible for third-party content, availability, or practices.

For how we use processors and what data may leave your device, see our Privacy Policy.

10. Disclaimers

Informational tool only. The Service is not legal, financial, tax, medical, benefits, or military advice. Rates, eligibility rules, and program details change. Always verify information with official sources (for example VA.gov, Defense Travel / DFAS, your chain of command, issuers, and merchants) before making decisions. Calculations, discount listings, and card-benefit tracking may be incomplete, outdated, or incorrect.

THE SERVICE IS PROVIDED "AS IS" AND "AS AVAILABLE." TO THE MAXIMUM EXTENT PERMITTED BY LAW, WE DISCLAIM ALL WARRANTIES, EXPRESS OR IMPLIED, INCLUDING MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT. WE DO NOT WARRANT THAT CALCULATIONS, DISCOUNT LISTINGS, CARD-BENEFIT TRACKING, OR OTHER CONTENT WILL BE ACCURATE, COMPLETE, CURRENT, OR ERROR-FREE.

11. Limitation of liability

TO THE MAXIMUM EXTENT PERMITTED BY LAW, ANVOG LLC AND ITS OWNERS, OPERATORS, AND SUPPLIERS WILL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, EXEMPLARY, OR PUNITIVE DAMAGES, OR ANY LOSS OF PROFITS, DATA, OR GOODWILL, ARISING FROM YOUR USE OF THE SERVICE. OUR TOTAL LIABILITY FOR ANY CLAIM ARISING OUT OF THE SERVICE WILL NOT EXCEED THE GREATER OF (A) THE AMOUNT YOU PAID US FOR THE SERVICE IN THE 12 MONTHS BEFORE THE CLAIM OR (B) USD $50.

Some jurisdictions do not allow certain limitations; in those cases, the above limits apply to the fullest extent permitted.

12. Termination

You may stop using the Service at any time and may cancel subscriptions through Apple. We may suspend or discontinue the Service (or your access) if you violate these Terms, if required by law, or if we discontinue the product. Sections that by nature should survive (including disclaimers, limitation of liability, and governing law) will survive termination.

13. Governing law

These Terms are governed by the laws of the United States and the State of New Mexico, without regard to conflict-of-law rules, except where Apple's App Store terms require otherwise for end users in a particular territory.

If any provision of these Terms is found unenforceable, the remaining provisions will remain in effect. These Terms constitute the entire agreement between you and us regarding the Service, except for Apple's App Store terms that also apply to your download and use of the App.

14. Changes to Terms

We may update these Terms from time to time. The "Last updated" date at the top will change when we do. Continued use of the Service after an update constitutes acceptance of the revised Terms.

15. Contact

Questions about these Terms of Use (EULA)?

• ANVOG LLC
• Email: support@mbtracker.app
• Website: https://mbtracker.app
• Privacy Policy: https://mbtracker.app/privacy